The festive season is undoubtedly a time of joy and celebration, marked by the exchange of gifts and the spirit of giving. However, it’s essential to be aware of the lurking pitfalls when it comes to online shopping during this time of year. As the demand for online purchases grows, so does the risk of falling victim to scams.

Cybercriminals become increasingly active by employing a variety of tactics, including fake websites, fraudulent emails or social media, enticing offers that appear too good to be true; they often pose as sellers of high-value items such as cars, tech products and event tickets.

Fake emails or texts you receive about amazing offers may contain links to fake websites, designed to steal your money and personal details. Not all links are bad, but if you are unsure don’t use the link, go separately to the website.

If you’re making a purchase from a company or person you don’t know and trust, carry out some research first and, if you decide to go ahead with the purchase, use a credit card if you have one, as most major credit card providers insure online purchases. Some other payment methods do provide good consumer protection, but they aren’t obliged to provide the same protection as a credit card provider. Check their Terms and Conditions for exact details.

Regularly update your devices with the latest software and app versions. These often include crucial security enhancements guarding against fraud and identity theft. Even better, just turn on automatic updates so your device will update itself in future.

To give any online account additional protection, where possible, you should turn on two-factor authentication for the service you’re using to double check that you really are the person you claim to be, when logging in.

Remember, falling victim to fraud is never your fault. Scammers are skilled at manipulation, and anyone can become a target. Staying informed and taking proactive steps can keep both your financial and emotional wellbeing safe.

The New Year is a time to set new goals and positive lifestyle changes; what about starting 2024 by joining our Neighbourhood Watch community?

We send you all our Seasons Greetings and best wishes for a happy, safe, and healthy Christmas & New Year, from the Committee of Wycombe District Neighbourhood Watch Association.